MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
 

Showing 37-48 of 84 MH Advantage Homes for Sale

ManufacturedModularMH Advantage

Classic Series DW / Laurel 5086-82-4-32

Built by: Franklin Homes
  • Beds: 4
  • Baths: 3
  • Sq Ft: 2340
  • 2x wide
ManufacturedModularMH Advantage

Cottage Series / Homewood 8008-74-3-32

Built by: Franklin Homes
  • Beds: 3
  • Baths: 2
  • Sq Ft: 2100
  • 2x wide
ManufacturedModularMH Advantage

Manor Series / Lilly II 5075-76-4-44

Built by: Franklin Homes
  • Beds: 4
  • Baths: 2
  • Sq Ft: 2565
  • 2x wide
ManufacturedModularMH Advantage

Classic Series DW / Calhoun 5094-84-4-32

Built by: Franklin Homes
  • Beds: 4
  • Baths: 2.5
  • Sq Ft: 2400
  • 2x wide
ManufacturedModularMH Advantage

Cottage Series / Tidewater 8020-58-2-30

Built by: Franklin Homes
  • Beds: 2
  • Baths: 2
  • Sq Ft: 1475
  • 2x wide
ManufacturedModularMH Advantage

Classic Series DW / Covington 5092-80-4-32

Built by: Franklin Homes
  • Beds: 4
  • Baths: 3
  • Sq Ft: 2280
  • 2x wide
ManufacturedModularMH Advantage

Classic Series DW / Hawthorn 5041-80-5-32

Built by: Franklin Homes
  • Beds: 5
  • Baths: 3
  • Sq Ft: 2280
  • 2x wide
ManufacturedModularMH Advantage

Classic Series DW / Henley 5095-66-3-32

Built by: Franklin Homes
  • Beds: 3
  • Baths: 2
  • Sq Ft: 1860
  • 2x wide
ManufacturedModularMH Advantage

Classic Series DW / Lincoln 1014-68-3-32

Built by: Franklin Homes
  • Beds: 3
  • Baths: 2
  • Sq Ft: 1920
  • 2x wide
ManufacturedModularMH Advantage

Classic Series DW / Riley 1011-62-3-32

Built by: Franklin Homes
  • Beds: 3
  • Baths: 2
  • Sq Ft: 1740
  • 2x wide
ManufacturedModularMH Advantage

Classic Series DW / Roosevelt 1013-64-3-32

Built by: Franklin Homes
  • Beds: 3
  • Baths: 2
  • Sq Ft: 1800
  • 2x wide
ManufacturedMH Advantage

Classic Series DW / Warren 1005-52-3-30

Built by: Franklin Homes
  • Beds: 3
  • Baths: 2
  • Sq Ft: 1312
  • 2x wide

Please Note

All sizes and dimensions are nominal or based on approximate manufacturer measurements. 3D Tours and photos may include retailer and/or factory installed options. Carolina Homes of Ocean Isle Beach reserves the right to make changes due to any changes in material, color, specifications, and features at any time without notice or obligation.